Best Credit Unions in Rhode Island County 2024

If you’re looking for the best credit unions in Rhode Island, you won’t want to miss this list.

There are so many banks out there, and it can be not easy to know which one is right for you. That’s why we’ve compiled a list of the top 10 credit unions in Rhode Island.

Best Credit Unions in Rhode Island – Top 10 List

From classic banks to online-only options, these are the top 10 credit unions in the state.

Whether you’re looking for great interest rates, low fees, or stellar customer service, one of these credit unions is sure to fit the bill. So without further ado, here are the top 10 credit unions in Rhode Island. Enjoy!

Best Credit Unions in Rhode Island

#1. Rhode Island Credit Union (RICU)

Rhode Island Credit Union (RICU) is a fully-owned subsidiary of Rhode Island Credit Union Financial Services (RICUF).

RICUF was founded in 1946 and has since become one of the largest credit unions in the state.

With over $1.5 billion in assets, RICU offers its members a wide range of services. These include personal and business loans, savings accounts, mortgages, credit cards, investment services, insurance products, and money management tools.

RICU also offers a variety of online banking options to make managing finances easier.

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#2. Greenwood Credit Union

Greenwood Credit Union is one of the top 10 credit unions located in Rhode Island.

Founded in 1948, it has since been providing top-notch financial services to its members. Greenwood Credit Union offers various products including mortgages, car loans, auto financing, life insurance, and more.

Furthermore, the union provides its members with exceptional customer service and competitive rates compared to many other unions in the state.

With an incredibly accommodating staff and innovative digital banking features at your fingertips, Greenwood Credit Union is one of the best options when looking for a reliable place to manage your finances.


#3. Navigant Credit Union

Navigant Credit Union is a full-service financial institution with multiple branches across the state of Rhode Island.

Navigant offers a variety of services, including checking and savings accounts, home loans, auto loans, credit cards, and more. They also offer financial education programs to help their members make smart decisions about their money.

Navigant Credit Union takes a unique approach to personal banking. With their friendly and knowledgeable staff, they provide personalized guidance for each individual customer’s specific needs.


#4. Blackstone River Federal Credit Union

If you’re looking for convenient banking options in Rhode Island, look no further than Blackstone River Federal Credit Union.

Founded in 1994, this credit union is vastly experienced and highly rated – it is one of the top 10 credit unions in the state of RL.

Blackstone River Federal Credit Union provides competitive interest rates, and numerous products such as Qualified Retirement Accounts, free checking accounts, and more.

They also offer a wide range of services to customers including access to ATMs, online banking, and friendly customer service both in-person and over the phone.

With its great reputation, you will be sure to get quality service with Blackstone River Federal Credit Union.


#5. Ocean State Credit Union

Ocean State Credit Union is one of the top 10 credit unions in Rhode Island and a leader in financial services.

This credit union has a proud history in the state, serving members since 1950, providing banking services and expert guidance to those who need it.

With locations throughout Rhode Island, and even more benefits available online, this long-running credit union is committed to meeting the needs of its current and potential members.

Ocean State Credit Union offers a complete suite of financial products that are tailored to meet individual customer needs and provide a secure, simplified banking experience for everyone.


#6. Wave Federal Credit Union

Wave Federal Credit Union is consistently ranked among the top 10 credit unions in Rhode Island. It offers a wide variety of services and benefits for its members including low interest rates, attractive account options, and an online banking service that is extremely straightforward and convenient.

Wave Federal also provides excellent customer service with staff who are knowledgeable, honest, and understanding. All this combined makes it easy to see why this credit union has such a strong reputation amongst its customers!


#7. Coastal1 Credit Union

Coastal1 Credit Union is a trusted financial institution, deeply rooted in the community, that has been serving Rhode Island residents for over 90 years.

The credit union is a not-for-profit organization, which means that it operates with the sole purpose of benefiting its members. Anyone who lives, works, worships, or does business in Rhode Island is eligible to join the credit union.

Coastal1 Credit Union offers a wide range of financial services designed to meet the needs of its members. These services include checking and savings accounts, debit and credit cards, online and mobile banking, loans for homes, cars, and other needs, as well as financial planning and insurance services.

The credit union provides competitive rates and fees that help members save money and achieve their goals.

The credit union offers modern and convenient digital tools to help members manage their finances efficiently and on the go. These tools include online and mobile banking, mobile deposits, electronic bill payment, and more.


#8. People’s Credit Union

People’s Credit Union is a local community credit union with locations in multiple Rhode Island cities.

They offer competitive rates and fees, as well as personalized service to help their members to reach financial goals.

People’s Credit Union also offers several other services such as free notary services, retirement planning advice, and even online banking.

Plus, they provide free access to financial education resources, including seminars, webinars, and e-learning courses.


#9. Westerly Community Credit Union

Westerly Community Credit Union is one of the top 10 credit unions in Rhode Island, with locations throughout the state and more than 40,000 members.

The mission of Westerly Community Credit Union is to provide quality financial options and excellent customer service.

Whether you’re looking for personal banking products or business banking solutions, Westerly Community Credit Union can meet your needs.

Offering competitive rates, excellent loan products, and outstanding customer service, Westerly Community Credit Union is a great choice for anyone located in Rhode Island or its surrounding areas.

With an extensive network of locations throughout the region and an easy-to-navigate website to manage your accounts online, Westerly Community Credit Union is sure to meet all of your banking needs in a one-stop shop.


#10. Alliance Credit Union

At Alliance Credit Union, they are passionate about helping their members achieve their financial goals.

They offer a variety of personalized services to meet the needs of each individual, including personal and business banking accounts, loans, investments, insurance coverage, retirement planning, and more.

They also provide free online tools such as budgeting assistance and calculators to help make managing your finances easier.

They strive to build relationships with our members and work hard to ensure they have the best possible experience.

Their mission is to provide quality service, support financial education, and be a trusted partner for our members. They take pride in being a part of the Rhode Island community and make it their priority to help foster strong local businesses.

Whether you’re starting your business or just need a little extra cash, Alliance Credit Union will be there to help. With their experienced staff and commitment to customer service, you can feel confident that your financial needs will be taken care of.



These are just some of the best credit unions in Rhode Island that you should know. Take the time to explore all of your options and find the one that best suits your needs.

Do some research, compare rates and fees, and read reviews before making a decision. With so many great credit union options available in Rhode Island, you are sure to find one that meets your financial goals.

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